Scheme Directory
238 schemes across federal, state and council levels.
238 schemes across federal, state and council levels.
Showing 238 schemes
Services Australia
Financial assistance for Aboriginal and Torres Strait Islander Australians undertaking approved study or training at any age.
Transport Canberra
A suite of ACT Government programs encouraging active travel by cycling — including e-bike rebates, bike education programs, and cycling infrastructure funding.
ACT Government
A community-driven initiative to improve ACT suburbs through small-scale infrastructure, greening, and community facility upgrades — funded through annual allocations to each Canberra suburb.
Carers ACT
A free card for unpaid carers in the ACT providing access to discounts on goods, services, and activities at participating businesses in Canberra and nationally.
ACT Revenue Office
A rebate for eligible ACT residents who hold a qualifying concession card to reduce their annual general rates liability.
ACT Revenue Office
A $10,000 grant for eligible first home buyers purchasing or building a new home in the Australian Capital Territory.
ACT Government Environment, Planning and Sustainable Development
Provides eligible low-income ACT households with free or heavily subsidised energy efficiency upgrades — including insulation, draught sealing, and efficient heating and cooling systems.
ACT Government
An interest-free loan for eligible ACT homeowners to install solar panels, batteries, or other energy efficiency improvements — reducing energy bills and carbon emissions.
ACT Government
Provides eligible ACT homeowners with interest-free loans to install home battery storage systems — helping households maximise the use of rooftop solar and reduce energy bills.
ACT Revenue Office
Eligible ACT pensioners who purchase a home receive a concession on stamp duty (conveyance duty) — reducing the upfront cost of downsizing or moving home.
ACT Revenue Office
A rebate on ACT general rates for eligible owner-occupiers who hold a qualifying concession card — reducing rates bills for low-income homeowners.
ACT Community Services Directorate
Provides an interest-free loan to eligible low-income ACT residents to help pay their rental bond when moving into private rental accommodation.
ACT Government Community Services Directorate
A card for ACT residents aged 60 and over who are not in full-time employment, providing discounts on goods, services, and public transport.
ACT Government
Zero-interest loans for ACT residents to switch from gas to electric appliances, install solar, and improve energy efficiency at home.
Icon Water (ACT)
Rebates for ACT households that install water-efficient products — reducing water consumption and household water bills in the ACT.
ACT Government
The ACT offers a package of incentives for residents who purchase or lease a zero emission vehicle — including stamp duty exemption, two years free registration, and interest-free loans.
Department of Home Affairs
Provides free English language tuition to eligible migrants and humanitarian entrants to help them settle in Australia and participate in the community and workforce.
Services Australia
Allows eligible Centrelink payment recipients to receive part of their future payments early as a lump sum to cover unexpected expenses — repaid gradually from future payments.
Services Australia
A regular fortnightly payment for older Australians who have reached pension age and meet income and assets tests. It is the primary government support for retirees.
Arts South Australia (Department for Education)
A range of grants for South Australian artists, arts organisations, and creative businesses — supporting the creation, presentation, and export of South Australian art and culture.
Arts Tasmania
Grants for Tasmanian artists, arts organisations, and cultural projects — supporting the creation, presentation, and development of Tasmanian art, culture, and creative industries.
artsACT (ACT Government)
Grants for ACT artists, arts organisations, and cultural projects — supporting the creation, presentation, and development of arts and culture in the ACT and its presentation nationally and internationally.
Australia Council for the Arts
Grants for Australian individual artists, arts organisations, and projects of national significance — the peak Commonwealth arts funding body supporting Australian arts and culture.
Australian Apprenticeships
Wage subsidies and incentive payments for employers who take on eligible Australian apprentices in priority occupations and industries.
Services Australia
A one-off non-means-tested payment for Australian residents who have been seriously affected by a declared natural disaster such as floods, bushfires, or cyclones.
Department of Education
Provides HELP loans for students to participate in eligible accelerator programs at Australian higher education providers — enabling aspiring entrepreneurs to develop startup ideas without upfront cost.
Services Australia
Income support for full-time students aged 25 and over who are undertaking approved courses of study.
Department of Jobs, Skills, Industry and Regions (Vic)
A wage subsidy program encouraging Victorian employers to hire eligible jobseekers — paying employers a subsidy for hiring people who have been unemployed, recently redundant, or are otherwise disadvantaged.
Services Australia
A short-term payment for people who are dealing with the death of a partner, child, or other family member and are receiving or eligible for certain Centrelink payments.
Department of Health and Aged Care
Provides funding for early intervention services for children under 7 with eligible disabilities, including Down syndrome, cerebral palsy, vision impairment, and hearing loss.
Services Australia
A supplementary payment for people who provide daily care for someone with a disability, serious illness, or who is frail due to age. It is not means-tested.
Services Australia
Income support for people who provide constant care to someone with a disability, severe illness, or frailty due to old age, and who cannot work full time as a result.
Services Australia
Helps cover the cost of approved child care for children aged 0–13. The subsidy amount depends on your combined family income and the activity level of the parents.
Department of Health and Aged Care
Provides eligible children aged 0–17 with up to $1,095 in Medicare-covered dental services over two consecutive calendar years.
Services Australia
An annual lump sum payment for carers who receive Carer Allowance for a child with a disability or serious medical condition, to help cover additional care costs.
My Aged Care (Department of Health)
Entry-level support services for older Australians who need a little help at home to live independently — including personal care, meals, domestic assistance, and social activities.
Services Australia
A concession card for older Australians who are of pension age but do not receive the Age Pension — providing cheaper medicines and access to state and local concessions.
National Indigenous Australians Agency (NIAA)
An employment and community services program for eligible remote Australians — replacing activity testing requirements for job seekers in remote areas with community-based activities and skills development.
Department of Health and Aged Care
An annual payment to help Australians with permanent and severe incontinence cover the cost of continence aids such as pads, catheters, and collection devices.
Services Australia
A one-off emergency payment for people in extreme financial hardship due to an extreme circumstance such as escaping family and domestic violence, a natural disaster, or release from prison.
Council of Small Business Organisations Australia (COSBOA)
A free national program training small business employees to become "cyber wardens" — improving cybersecurity awareness and practices to protect small businesses from cyber attacks.
Department of Social Services
Free employment assistance for people with disability, injury, or health conditions who want to find and keep a job. Delivered by a network of DES providers across Australia.
Services Australia
Long-term income support for people who have a permanent physical, intellectual or psychiatric condition that prevents them from working.
Services Australia
Financial support for carers looking after a child who has lost both parents, or is in certain other exceptional circumstances (e.g. parent is in prison or psychiatric institution).
Australian Taxation Office
Allows people aged 55 and over to make a one-off super contribution of up to $300,000 per person when they sell their family home, outside normal contribution caps.
Department of Veterans' Affairs
Compensation for veterans who have a service-related injury, disease, or condition. Paid as a tax-free fortnightly payment based on your level of impairment.
Department of Veterans' Affairs
Provides eligible veterans and war widows/widowers with access to comprehensive, free health care for all conditions — not just service-related ones.
Department of Veterans' Affairs
A fortnightly income support payment for eligible veterans who have qualifying service and have reached pension age (60 for veterans), means-tested in the same way as the Age Pension.
Department of Climate Change, Energy, the Environment and Water
A federal government program providing direct energy bill relief to eligible households and small businesses through credits applied to electricity accounts — delivered in partnership with state and territory governments.
Services Australia
A quarterly supplement to help income support recipients with their energy costs — automatically paid to those on eligible Centrelink payments.
Department of Industry, Science and Resources
Australia's main business support program, providing eligible SMEs with access to experienced business advisers and matched funding for commercialisation and innovation projects.
Services Australia
An annual payment to help cover the higher energy costs of running essential medical equipment or medically required heating or cooling at home.
Australian Trade and Investment Commission (Austrade)
Reimburses eligible Australian businesses for promotional expenses incurred in developing export markets for goods, services, software, intellectual property, and tourism.
Austrade
Financial assistance for Australian small and medium businesses to develop export markets for their products and services.
Housing Australia
Allows eligible single parents and single legal guardians with at least one dependent to purchase a home with a deposit as low as 2%, without paying Lenders Mortgage Insurance.
Services Australia
A payment to help with the cost of raising children. The amount depends on your family income, the ages of your children, and how many children you have.
Services Australia
Extra assistance for single-income families with one parent who is the primary carer. Supplements Family Tax Benefit Part A.
Services Australia
Financial assistance for farmers and their partners experiencing financial hardship due to drought or other pressures on the farm.
Housing Australia
Allows eligible first home buyers to purchase a home with as little as a 5% deposit without paying Lenders Mortgage Insurance (LMI), with the government guaranteeing up to 15% of the loan.
Australian Taxation Office
Allows first home buyers to save for a deposit inside their superannuation fund, taking advantage of the concessional tax rate on super contributions.
Department for Industry, Innovation and Science (SA)
A South Australian Government program providing subsidised training places at TAFE SA and other registered training organisations in high-demand skills areas — including free courses for eligible South Australians.
Services Australia
A concession card that gives low-income Australians cheaper prescription medicines under the PBS, and access to a range of state and local government concessions.
Department of Health and Aged Care
Provides eligible Australians with access to subsidised hearing services and devices, including free hearing assessments and heavily discounted hearing aids.
Housing Australia
Part of the Help to Buy program — a shared equity scheme where the Australian Government co-purchases up to 40% of a home (30% for new builds) for eligible buyers, significantly reducing mortgage size and deposit needed.
Department of Education
A government loan to cover the cost of university or higher education fees, repaid through the tax system once your income exceeds a threshold — never charged interest, but indexed to CPI.
My Aged Care (Department of Health)
Government-subsidised care services for older Australians to help them live independently at home. Funded at four levels based on care needs.
Department of Health and Aged Care
Provides older Australians with a coordinated package of care services to help them live independently at home for longer, delivered by approved home care providers.
Services Australia
A voluntary government loan scheme that lets older Australians use the equity in their home to boost their retirement income by receiving fortnightly loan payments.
Territory Revenue Office (NT)
Provides a stamp duty exemption or concession for eligible first home buyers and builders in the Northern Territory, reducing the cost of buying or building a home.
HomeStart Finance (SA)
A shared equity home ownership program in South Australia allowing eligible buyers to purchase a home with a smaller deposit by having the government take a partial equity stake.
Department of the Environment and Water
Provides sustainable employment and training for Indigenous Australians to look after Country through practical land and sea management activities in their communities.
Australian Taxation Office
Allows eligible small businesses to immediately deduct the full cost of depreciating assets (up to the threshold) in the year of purchase, rather than depreciating them over time.
Services Australia
Income support for people aged 22 to 66 who are looking for work or unable to work full time due to a temporary illness or injury.
Keystart (WA Government)
A low-deposit home loan offered by the WA Government's Keystart to help Western Australians who can't meet the deposit requirements of mainstream lenders.
Services Australia
Once your out-of-pocket Medicare expenses reach a threshold in a calendar year, Medicare pays a higher proportion (80–100%) of remaining out-of-hospital costs for the rest of the year.
Services Australia
A payment to help people with a disability, illness, or injury who cannot use public transport without assistance and need to travel to work, study, or voluntary activities.
National Disability Insurance Agency (NDIA)
Individualised funding and support for people with a permanent and significant disability. The NDIS funds the reasonable and necessary supports you need to live your life.
Department of Social Services
A government scheme that incentivised construction of affordable rental housing — providing tenants access to rents at least 20% below market rate for eligible dwellings.
Services Australia
A one-off payment and ongoing supplement for families who are not receiving Paid Parental Leave, to help with the costs of a new baby.
NSW Government
Provides NSW families with a $100 voucher per school-aged child to use towards the cost of sport and active recreation registration fees.
Sport NSW
Provides NSW families with a $100 voucher per child to use towards the cost of sport and active recreation activities — encouraging kids to get active.
NSW Department of Primary Industries and Regional Development
Provides free, independent business advice to NSW small businesses and people looking to start a business — delivered through a network of experienced business advisors across the state.
NSW Department of Communities and Justice
A free card for unpaid carers in NSW that provides discounts on a range of goods and services from participating businesses and government agencies.
Service NSW
A collection of cost-of-living payments and rebates for eligible NSW residents — including the Cost of Living rebate ($500/year) available to concession card holders to offset household bills.
Create NSW
Provides NSW families with a $100 voucher per child to use towards the cost of creative and cultural activities such as music lessons, drama classes, visual arts, or coding.
NSW Department of Climate Change, Energy, the Environment and Water
A NSW Government rebate to help eligible households and small businesses with electricity costs, applied automatically to your energy bill.
NSW Department of Climate Change, Energy, the Environment and Water
An annual electricity rebate for NSW families who hold a Family Tax Benefit Part A concession entitlement or a Commonwealth Health Care Card for a dependent child.
Revenue NSW
First home buyers in NSW can be exempt from paying stamp duty (transfer duty) on properties up to $800,000, or receive a concessional rate on properties up to $1,000,000.
Revenue NSW
A $10,000 grant for first home buyers purchasing a new home or building a new home in NSW with a total value under $600,000.
Ageing and Disability Commission (NSW)
Provides funding for home modifications to help eligible older people and people with disability in NSW live safely and independently in their own homes.
WaterNSW / Local Water Utilities
Rebates from NSW water utilities for eligible households that install water-efficient products such as AAA-rated showerheads, efficient toilets, or rainwater tanks — reducing water bills.
NSW Department of Climate Change, Energy, the Environment and Water
A rebate for low income NSW households to help reduce electricity costs, available to concession card holders.
NSW Fair Trading
An interest-free loan for eligible low-income renters in NSW to help pay their rental bond when moving into private rental accommodation.
NSW Fair Trading
An interest-free loan for eligible low-income NSW renters to cover their rental bond — repaid over time through small regular instalments.
NSW Rural Assistance Authority (RAA)
Low-interest concessional loans for eligible NSW farmers and rural businesses affected by drought, natural disasters, or financial hardship to help them recover and remain viable.
NSW Department of Primary Industries
Free, confidential financial counselling for eligible NSW farmers, fishers, and rural small businesses experiencing financial hardship — helping them assess options and access support.
NSW Ministry of Health
Provides eligible NSW seniors with up to $1,500 in dental benefits per year at participating dentists — significantly reducing or eliminating out-of-pocket dental costs.
NSW Department of Climate Change, Energy, the Environment and Water
A $200/year rebate for eligible NSW seniors who hold a Commonwealth Seniors Health Card but are not eligible for the Low Income Household Rebate.
Revenue NSW
The NSW Government co-purchases a home with eligible buyers, taking an equity stake of up to 40%, so you need a smaller deposit and smaller mortgage.
Service NSW
Provides eligible NSW small businesses and sole traders with a $1,500 rebate to help offset the cost of NSW and local government fees and charges.
NSW Ministry of Health
Subsidises the cost of prescription spectacles for eligible low-income NSW residents and children who hold a qualifying concession card.
Transport for NSW
Provides relief for eligible motorists who spend more than $60/month on NSW tolls by capping their annual toll spend and providing rebates.
NSW Department of Education (TAFE)
Provides free support services to apprentices and trainees in NSW to help them complete their training — including personal mentoring, literacy and numeracy help, and industry networking.
NT Department of Health
Provides subsidised public dental services for eligible adult Territorians who hold a qualifying concession card — reducing out-of-pocket costs for essential dental care.
NT Department of Industry, Tourism and Trade
Grants and support for Northern Territory agricultural producers to improve productivity, adopt new technologies, and develop new markets — supporting the growth of NT's horticulture, cattle, and cropping industries.
NT Department of Industry, Tourism and Trade
Grants and advisory support for Northern Territory businesses to grow, innovate, diversify, and develop new markets — including specific programs for tourism, manufacturing, and technology.
Territory Families (NT)
An annual electricity concession for eligible Northern Territory residents who hold a qualifying concession card — reducing the high cost of power in the NT.
NT Power and Water Corporation
A program offering energy efficiency advice, rebates, and appliance upgrades to Northern Territory households to reduce the high cost of electricity in the NT — one of Australia's most expensive electricity markets.
Territory Revenue Office (NT)
A $10,000 grant for eligible first home buyers purchasing or building a new home in the Northern Territory.
Indigenous Business Australia / NT Government
A range of business development grants, low-interest loans, and advisory services for Aboriginal and Torres Strait Islander entrepreneurs in the Northern Territory.
NT Department of Industry, Tourism and Trade
A package of Northern Territory Government economic recovery measures including job creation grants, wage subsidies, and infrastructure stimulus targeted at building a stronger NT economy.
NT Department of Housing
Provides and maintains housing for residents of remote NT communities, including construction of new houses, essential repairs, and tenancy management in remote Aboriginal communities.
NT Department of Education
A program addressing school attendance in remote NT communities — providing community-based school attendance officers who work with families to identify and remove barriers to children attending school.
Department of Territory Families (NT)
Provides eligible senior Territorians aged 60 and over with a card giving discounts on goods, services, and government-provided activities.
NT Department of Territory Families, Housing and Communities
Grants for Northern Territory sporting clubs, organisations, and communities to improve participation in sport and active recreation — including remote community infrastructure and elite pathway support.
Territory Revenue Office (NT)
A stamp duty concession for people who build or buy a new home in the Northern Territory — encouraging housing construction and owner-occupancy.
Territory Revenue Office (NT)
Provides a discount on stamp duty for eligible Territory residents who purchase or build an established or new home as their principal place of residence in the NT.
Tourism NT
Grants for Northern Territory tourism operators to develop new or significantly improved tourism experiences — with a focus on Indigenous tourism, nature-based experiences, and outback adventures.
NT Department of Industry, Tourism and Trade
Support for Northern Territory businesses to develop export markets — particularly in the Indo-Pacific region — including grants for trade missions, market research, and international promotion.
Territory Families (NT)
An annual concession on water and sewerage charges for eligible Northern Territory residents who hold a qualifying concession card.
Services Australia
Government-funded parental leave pay at the national minimum wage for up to 22 weeks for the primary carer of a newborn or newly adopted child.
Services Australia
Income support for partnered parents who are the primary carer of a child under 6 years old and meet income and assets tests.
Services Australia
Income support for single parents who are the primary carer of a child under 8 years old and meet income and assets tests.
Services Australia
A concession card for people who receive certain Centrelink or DVA payments, providing cheaper medicines, bulk billing, and a wide range of state and local government discounts.
Australian Taxation Office
A government contribution to help offset the cost of private health insurance premiums, available to most Australians who hold eligible hospital or extras cover.
Department of Science, Innovation, Arts and Tourism (QLD)
Co-investment grants supporting collaborative R&D partnerships between Queensland businesses and research organisations to develop innovative products, processes, and services.
Queensland Rural and Industry Development Authority (QRAA)
Concessional loans for eligible Queensland agricultural businesses to invest in productivity improvements, infrastructure, and business development — including emerging industries like aquaculture.
Department of Employment, Small Business and Training (QLD)
A package of incentives for Queensland employers who take on apprentices in priority trades — reducing the cost and risk of training the next generation of skilled workers.
Department of Education (QLD)
Provides Queensland families in financial hardship with assistance to cover back-to-school costs such as uniforms, shoes, and stationery.
Department of Employment, Small Business and Training (QLD)
A wage subsidy for Queensland employers who hire eligible long-term unemployed jobseekers — helping both the employer and the employee to benefit from work.
Department of Seniors, Disability Services and Aboriginal and Torres Strait Islander Partnerships (QLD)
A free card for unpaid carers in Queensland that provides access to discounts and concessions at participating businesses and government services.
Queensland Reconstruction Authority
Funding for Queensland councils, community organisations, and businesses to undertake projects that build disaster resilience and reduce the impact of future natural hazard events.
Queensland Reconstruction Authority
A suite of grants and concessional loans for eligible Queensland residents, small businesses, and primary producers affected by declared natural disasters.
Queensland Rural and Industry Development Authority (QRAA)
Concessional loans and grants for eligible Queensland farmers and rural businesses in drought-declared areas to help them maintain farm operations and manage debt during drought.
Queensland Revenue Office
A full or partial exemption from transfer duty (stamp duty) for eligible first home buyers in Queensland on properties valued under $700,000.
Queensland Revenue Office
A $30,000 grant for eligible first home buyers buying or building a new home in Queensland valued at less than $750,000.
Department of Employment, Small Business and Training (QLD)
Provides dedicated business advisory, mentoring, and grants for Aboriginal and Torres Strait Islander entrepreneurs and businesses in Queensland to start, grow, or strengthen their enterprises.
Department of Housing (QLD)
Provides eligible older Queenslanders and people with disability with minor home modifications and maintenance to help them live safely and independently in their home.
Department of Resources (QLD)
A subsidy on local government rates for eligible Queensland pensioners and concession card holders who own and occupy their home.
Department of Housing (QLD)
A short-term emergency grant for eligible Queenslanders in financial crisis who cannot meet their immediate housing costs, including bond, rent in advance, or essential moving costs.
Department of Housing (QLD)
A free service helping eligible Queenslanders who are homeless or at risk of homelessness to find and apply for private rental housing, and access financial assistance for bond and rent.
Department of Seniors, Disability Services and Aboriginal and Torres Strait Islander Partnerships (QLD)
A free card for eligible Queenslanders aged 65 and over providing discounts at participating businesses across Queensland and interstate.
Department of Education (QLD)
Provides financial assistance to eligible Queensland students aged 16–25 to help them stay in school or training — covering costs such as textbooks, uniforms, and transport.
Tourism and Events Queensland
Grants and co-investment for Queensland tourism operators and event organisers to develop new tourism experiences, infrastructure, and events that drive visitor spending.
Department of Transport and Main Roads (QLD)
A significant discount on vehicle registration for eligible Queensland concession card holders — reducing the annual cost of registering a vehicle.
Department of Housing (QLD)
A range of housing support services for young Queenslanders aged 15–25 who are homeless or at risk of homelessness, including crisis accommodation, transitional housing, and support services.
Queensland Department of Energy and Climate
A rebate applied to electricity accounts for eligible Queensland households to help reduce energy costs.
Department of Seniors, Disability Services and Aboriginal and Torres Strait Islander Partnerships (QLD)
A card for eligible Queenslanders aged 65 and over that provides discounts on public transport, goods, and services from participating businesses.
Department of Infrastructure, Transport, Regional Development, Communications and the Arts
Funds regional, rural, and remote communities to upgrade digital connectivity — delivering better mobile, internet, and data infrastructure to underserved areas of Australia.
Housing Australia
Same benefits as the First Home Guarantee but specifically for people buying or building in regional Australia. Must have lived in a regional area for the preceding 12 months.
Housing Australia
Like the First Home Guarantee but for people buying or building new homes in regional Australia — open to both first home buyers and previous home owners who haven't owned property in 5+ years.
Services Australia
A supplement for people receiving Centrelink payments who live in remote or isolated areas, to help with the higher cost of living in those areas.
Services Australia
Extra money on top of other Centrelink payments to help with rent costs if you are paying private or community rent above a threshold amount.
Australian Taxation Office / AusIndustry
A tax incentive for businesses to conduct eligible R&D activities in Australia. Small companies receive a cash refundable offset; larger companies receive a non-refundable offset.
SA Ambulance Service
An annual subscription scheme that covers the cost of ambulance transport for eligible South Australians — protecting you from ambulance bills that can exceed $1,000 per call-out.
Carers SA
A free card for unpaid carers in South Australia providing discounts on goods, services, and activities at participating businesses across the state.
Department of Human Services (SA)
An annual payment for eligible South Australian concession card holders to help with the cost of essential household services including energy, rates, and water.
Department for Energy and Mining (SA)
Helps eligible South Australians with household costs including electricity, gas, council rates, water, and sewerage. Replaces multiple older concession schemes.
Primary Industries and Regions SA (PIRSA)
A range of support measures for South Australian farmers and primary producers affected by drought, including concessional loans, rural financial counselling, and emergency assistance.
Department of Human Services (SA)
Emergency financial assistance for South Australians in immediate crisis — including vouchers for food, essential bills, pharmaceuticals, and other urgent needs.
Revenue SA
A $15,000 grant for eligible first home buyers purchasing or building a new home in South Australia.
Department of the Premier and Cabinet (SA)
Supports the employment of Aboriginal South Australians through wage subsidies for employers, cadetships, traineeships, and business development support for Indigenous entrepreneurs.
Primary Industries and Regions SA (PIRSA)
Grants and concessional loans to help South Australian primary producers recover from exceptional circumstances — including drought, frost, floods, and disease events.
Housing SA
Provides financial assistance to eligible low-income South Australians to help with rental bond and/or rent in advance to secure private rental housing.
Department for Industry, Innovation and Science (SA)
Co-investment grants for South Australian businesses and research organisations to commercialise novel research — supporting the translation of discoveries into products, services, and jobs.
Office for Ageing Well (SA)
A card for South Australians aged 60 and over who are not in full-time employment, providing discounts on goods and services from participating businesses.
SA Health
Subsidises the cost of prescription spectacles for eligible low-income South Australians and children.
South Australian Tourism Commission
Grants for South Australian tourism operators to develop innovative new tourism products and experiences that drive visitor attraction and overnight stays.
SA Power Networks / Tesla
South Australia's Virtual Power Plant provides eligible SA households with a subsidised solar and battery system — reducing energy bills and supporting grid stability.
Department of Families, Fairness and Housing (Vic)
A card for Victorians aged 60 and over that gives discounts on public transport, goods, and services across Victoria.
Australian Taxation Office
A tax incentive for small and medium businesses to invest in energy-efficient assets and upgrades, providing an additional 20% tax deduction.
Australian Taxation Office
A 20% bonus tax deduction for small businesses (under $50M turnover) that invest in technology to support digital adoption — digitising their operations and improving cybersecurity.
Services Australia
A last-resort payment for people in severe financial hardship who cannot receive any other income support payment due to their circumstances — including some temporary visa holders.
Services Australia
A one-off payment for parents who have a stillborn baby or whose baby dies shortly after birth, and who are not eligible for Paid Parental Leave for that child.
Australian Taxation Office
A government contribution to your super when you make after-tax (personal) contributions — designed to help low and middle income earners boost their retirement savings.
Department of Natural Resources and Environment (TAS)
Grants for Tasmanian agricultural businesses to improve productivity, sustainability, and market access — supporting Tasmania's premium food and fibre industry.
Department of State Growth (TAS)
Wage subsidies for Tasmanian employers who hire eligible long-term unemployed Tasmanians — reducing the cost of taking on new staff while providing employment to disadvantaged jobseekers.
Department of Treasury and Finance (TAS)
Grants funded by the TAS Community Support Levy (collected from gambling revenue) for community organisations providing social support, health, and wellbeing services to Tasmanians.
Department of Premier and Cabinet (TAS)
An annual electricity concession for eligible Tasmanians who hold a qualifying concession card — reducing the cost of electricity for low-income households.
Department of Natural Resources and Environment (TAS)
Concessional loans for Tasmanian farming businesses experiencing financial difficulty due to exceptional circumstances such as drought, disease, or market shocks.
State Revenue Office Tasmania
A $30,000 grant for eligible first home buyers purchasing or building a new home in Tasmania valued up to $750,000.
Housing Tasmania
Tasmania's integrated housing assistance service providing a single point of access for social housing, private rental assistance, and homelessness support.
Department of Premier and Cabinet (TAS)
Eligible Tasmanians who hold a qualifying concession card can receive a reduction on their council rates and land tax bills.
Department of Premier and Cabinet (TAS)
A card for Tasmanians aged 60 and over who are not in full-time employment, providing discounts on goods and services and access to state government concessions.
Business Tasmania
A range of grants, loans, and support programs for Tasmanian small businesses to help with startup costs, export development, innovation, and business growth.
Department of Health (TAS)
Provides subsidised prescription spectacles for eligible low-income Tasmanians and their dependent children who hold a qualifying concession card.
Department of Premier and Cabinet (TAS)
An additional annual payment for eligible Tasmanians to help cover the higher energy costs of heating during Tasmania's cold winters.
Department of Natural Resources and Environment (TAS)
Low-interest loans for young Tasmanian farmers under 40 to enter or expand their farming business — addressing barriers to succession and the transfer of agricultural land to the next generation.
Department of Infrastructure, Transport, Regional Development and Communications
A federal scheme that assists eligible shippers of non-bulk goods between Tasmania and mainland Australia — offsetting the additional sea freight costs that disadvantage Tasmanian businesses.
Services Australia
A quarterly payment to help eligible income support recipients with the cost of a telephone or internet connection.
Services Australia
A one-off payment for eligible students from regional and remote areas who need to move away from home to undertake full-time tertiary study — helping cover initial relocation costs.
NSW Department of Communities and Justice
Rapid rehousing and wrap-around support for people sleeping rough in NSW — providing immediate housing with ongoing tenancy and social support to help people maintain stable accommodation.
Department of Employment and Workplace Relations
An intensive pre-employment service for young people aged 15–24 who are not in work or study, helping them build the skills and experience needed to find and keep a job.
Department of Education
Income-contingent loans to help eligible students pay their tuition fees for approved Diploma, Advanced Diploma, Graduate Certificate, or Graduate Diploma courses at approved VET providers.
Carers Victoria
A free card for Victorian unpaid carers providing discounts on a wide range of goods, services, and activities — recognising the significant contribution carers make to the community.
Agriculture Victoria
Low-interest concessional loans for eligible Victorian farmers experiencing financial hardship due to drought or other exceptional circumstances.
Essential Services Commission (Vic)
Provides in-home assessments and practical assistance to eligible low-income Victorian households struggling to pay energy bills — offering free energy efficiency advice and connecting households with concessions.
Department of Health (Vic)
Provides eligible Victorian children with a free eye test and, if needed, a free pair of prescription glasses — available to children whose families hold a Centrelink concession card.
State Revenue Office Victoria
First home buyers in Victoria can be exempt from paying stamp duty (land transfer duty) on properties valued up to $600,000, or receive a concessional rate on properties valued up to $750,000.
State Revenue Office Victoria
A $10,000 grant for eligible first home buyers purchasing or building a new home in Victoria valued up to $750,000.
Adult, Community and Further Education (ACFE) Board (Vic)
Free literacy, numeracy, and digital literacy courses for eligible adult Victorians who need to improve their foundation skills for work, community participation, or further study.
Department of Education (Vic)
Provides free tuition for eligible Victorians in priority TAFE courses — covering more than 70 courses in high-demand areas including healthcare, construction, agriculture, and technology.
Department of Jobs, Skills, Industry and Regions (Vic)
Grants for Victorian businesses that are creating new, quality jobs and contributing to the local economy — particularly targeting businesses that are growing and innovating.
Sport and Recreation Victoria
Provides eligible Victorian families with a voucher worth up to $200 per child to use towards sport, recreation, and active play memberships or activity costs.
Department of Families, Fairness and Housing (Vic)
Provides emergency financial assistance to help eligible low-income Victorians pay for housing establishment costs such as rental bond, first month's rent in advance, or utility connections.
Department of Jobs, Skills, Industry and Regions (Vic)
A free service helping Victorian businesses access major project procurement opportunities — connecting SMEs with large contractors who need local suppliers for government and major private projects.
Department of Premier and Cabinet (Vic) — Multicultural Affairs
Capital grants for Victorian multicultural communities to build, purchase, or improve facilities that provide cultural, social, and community services to multicultural Victorians.
State Revenue Office Victoria
Eligible Victorian pensioners who purchase a new principal place of residence valued up to $330,000 receive a full stamp duty exemption; concession applies up to $750,000.
Agriculture Victoria
Provides free, confidential financial counselling to eligible Victorian farmers, fishers, and small rural businesses experiencing financial hardship.
Department of Education (Vic)
A $400 payment per school-age child to help Victorian families cover the costs of school uniforms, books, stationery, and camps — available to families with a health care or concession card.
Solar Victoria
Rebates and loans for Victorian households to install solar panels, solar hot water systems, or batteries. Also provides rebates for renters via landlords.
Department of Families, Fairness and Housing (Vic)
A grant to help eligible Victorians facing financial hardship pay overdue electricity, gas, or water bills — preventing disconnection.
Essential Services Commission (Vic)
A Victorian Government program providing significant discounts on energy-efficient products and appliances — including reverse cycle air conditioners, hot water heat pumps, refrigerators, and more.
Department of Treasury and Finance (Vic)
A shared equity scheme where the Victorian Government co-purchases a home with you, reducing the amount you need to borrow and helping you avoid LMI with a 5% deposit.
Department of Jobs, Skills, Industry and Regions (Vic)
Provides eligible casual and contract workers in Victoria with up to 38 hours of sick and carer's pay per year so they don't lose income when they or a family member is ill.
Department of Training and Workforce Development (WA)
Free support for apprentices, trainees, and employers in WA — helping apprentices complete their training and supporting employers to take on and retain apprentices.
Western Australia State Revenue
A $10,000 grant for eligible Western Australians who sign a contract to build a new home or buy a new home off-the-plan — available to owner-builders and investors as well as owner-occupiers.
Carers WA
A free card for unpaid carers in Western Australia providing discounts on goods, services, and recreation activities at participating businesses.
Department of Jobs, Tourism, Science and Innovation (WA)
Grants for WA businesses developing or adopting clean technologies — supporting the decarbonisation of the WA economy and creating jobs in the clean energy sector.
Department of Communities (WA)
Provides eligible older Western Australians living in rural and regional areas with a fuel card to offset the higher transport costs of living away from metropolitan Perth.
Department of Communities (WA)
Grants for Western Australian community organisations, local governments, and businesses to improve inclusion and access for people with disability in their communities and workplaces.
Synergy / Horizon Power (WA)
An annual payment to help eligible WA households with their electricity costs, applied as a credit to Synergy or Horizon Power accounts.
Western Australia State Revenue
A $10,000 grant for eligible first home buyers purchasing or building a new home in Western Australia valued up to $750,000.
Department of Primary Industries and Regional Development (WA)
Grants and support programs for Western Australian grain growers to improve productivity, sustainability, and market access — delivered through the Grains Research and Development Corporation and DPIRD.
Department of Communities (WA)
Assists eligible low-income Western Australians who are experiencing financial hardship and have difficulty paying their electricity, gas, or water bills.
Department of Training and Workforce Development (WA)
Free career and employment advisory services for Western Australians — located at TAFE campuses across the state, helping people find jobs, transition careers, and access training.
Department of Communities (WA)
An interest-free government loan for eligible Western Australian homeowners experiencing financial hardship who are at risk of losing their home due to mortgage stress.
Department of Communities (WA)
Provides emergency financial assistance to eligible Western Australians affected by natural disasters such as floods, cyclones, fires, or severe storms, when activated by the State Government.
Department of Communities (WA)
Allows eligible older Western Australians who own their home to defer payment of their local government rates, with the deferred amount (plus interest) being repaid when the property is sold.
Department of Primary Industries and Regional Development (WA)
Various subsidies and support programs for Western Australians living in regional and remote areas — recognising the higher cost of living and essential services outside of Perth.
Department of Primary Industries and Regional Development (WA)
Provides concessional loans and grants to eligible Western Australian farm businesses to assist with drought recovery, productivity improvements, and business development.
Department of Communities (WA)
A card for Western Australians aged 60 and over providing discounts on goods, services, and public transport from participating businesses.
Department of Transport (WA)
A rebate for eligible Western Australians who purchase a new battery electric or hydrogen fuel cell vehicle — making zero emission vehicles more accessible.
Services Australia
Allows Age Pension and certain other payment recipients to earn income from work without it fully reducing their pension — up to $300/fortnight is disregarded.
Department of Employment and Workplace Relations
The Australian Government's main employment service, connecting job seekers with employment providers who offer personalised support, training, and wage subsidies to help people find work.
Services Australia
Financial support for young people aged 16–21 who are looking for work and meet income and assets tests.
Services Australia
Financial support for full-time students aged 16–24 undertaking an approved course of education or training.
Australian Taxation Office
A tax offset for Australian residents who live or work in remote or isolated parts of Australia for at least half the income year — recognising higher costs of living in remote areas.