AusSchemes is not a government service. This information is general in nature and may not reflect the most recent eligibility rules or amounts. Always confirm details on the official source before applying.
Australian Startup Year Program
Provides HELP loans for students to participate in eligible accelerator programs at Australian higher education providers — enabling aspiring entrepreneurs to develop startup ideas without upfront cost.
Indicative amount
HELP loan covering accelerator program fees
Indicative amount only — confirm on the official page
What you get
Access to a HECS-HELP style loan (Startup Year Loan) to cover the cost of eligible accelerator programs. Repaid through the tax system once income reaches the repayment threshold (~$51,550). Programs run by participating universities.
Who it's for
Relevant life events: study, small business
How to apply
1. Enrol in an eligible accelerator program at a participating higher education provider. 2. Apply for the Startup Year Loan through the institution. 3. The loan is applied to your program fees.
Documents you may need
- Proof of Australian citizenship or permanent residency
- Enrolment in eligible accelerator program
- Tax file number
Informational only — confirm exact requirements on the official page.
You will be taken to www.education.gov.au
Last reviewed by AusSchemes: 20 April 2026