AusSchemes is not a government service. This information is general in nature and may not reflect the most recent eligibility rules or amounts. Always confirm details on the official source before applying.
VIC Drought Relief Concessional Loan
Low-interest concessional loans for eligible Victorian farmers experiencing financial hardship due to drought or other exceptional circumstances.
Indicative amount
Concessional loans — amounts vary
Indicative amount only — confirm on the official page
What you get
Loans at significantly below-market interest rates for operating expenses, debt servicing, water infrastructure, and recovery costs. Loan terms up to 10 years with interest-only periods available.
Who it's for
Relevant life events: financial hardship
How to apply
1. Contact Agriculture Victoria or the Rural Financial Counselling Service. 2. Confirm your area is drought-declared or you can demonstrate exceptional hardship. 3. Apply through the Victorian Government Farm Finance portal.
Documents you may need
- Farm financial statements
- Evidence of drought impact
- Property ownership documents
- Business plan
Informational only — confirm exact requirements on the official page.
You will be taken to agriculture.vic.gov.au
Last reviewed by AusSchemes: 20 April 2026