AusSchemes is not a government service. This information is general in nature and may not reflect the most recent eligibility rules or amounts. Always confirm details on the official source before applying.
HomeSeeker SA
A shared equity home ownership program in South Australia allowing eligible buyers to purchase a home with a smaller deposit by having the government take a partial equity stake.
Indicative amount
Shared equity — government takes up to 25%
Indicative amount only — confirm on the official page
What you get
The SA Government (via HomeStart Finance) takes an equity stake of up to 25% in the property. You purchase the remaining equity. No rent is charged on the government's share. Buy out the government's share over time.
Who it's for
Relevant life events: buying home
How to apply
1. Check eligibility through HomeStart Finance. 2. Apply directly with HomeStart — they are the lender. 3. Income caps and property price limits apply.
Documents you may need
- Income documentation
- Identity documents
- Deposit evidence
- Property purchase contract
Informational only — confirm exact requirements on the official page.
You will be taken to www.homestart.com.au
Last reviewed by AusSchemes: 20 April 2026