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AusSchemes is not a government service. This information is general in nature and may not reflect the most recent eligibility rules or amounts. Always confirm details on the official source before applying.

State / TerritoryVICsmall businessincome support

VIC Rural Financial Counselling Service

Provides free, confidential financial counselling to eligible Victorian farmers, fishers, and small rural businesses experiencing financial hardship.

Agriculture Victoria State / Territory Last reviewed: 20 April 2026

Indicative amount

Free financial counselling

Indicative amount only — confirm on the official page

What you get

Free access to qualified financial counsellors who can help with budgeting, debt negotiation, accessing government assistance, business restructuring, and planning for the future. No cost to the farmer or business.

Who it's for

farmersruralsmall business

Relevant life events: financial hardship, small business

How to apply

1. Contact the Rural Financial Counselling Service in your region by phone or through the Agriculture Victoria website. 2. An initial assessment is done by phone. 3. A counsellor is assigned — visits can be on-farm.

Apply on the official page

You will be taken to agriculture.vic.gov.au