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VIC Rural Financial Counselling Service
Provides free, confidential financial counselling to eligible Victorian farmers, fishers, and small rural businesses experiencing financial hardship.
Indicative amount
Free financial counselling
Indicative amount only — confirm on the official page
What you get
Free access to qualified financial counsellors who can help with budgeting, debt negotiation, accessing government assistance, business restructuring, and planning for the future. No cost to the farmer or business.
Who it's for
Relevant life events: financial hardship, small business
How to apply
1. Contact the Rural Financial Counselling Service in your region by phone or through the Agriculture Victoria website. 2. An initial assessment is done by phone. 3. A counsellor is assigned — visits can be on-farm.
You will be taken to agriculture.vic.gov.au
Last reviewed by AusSchemes: 20 April 2026