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Downsizer Contribution to Superannuation
Allows people aged 55 and over to make a one-off super contribution of up to $300,000 per person when they sell their family home, outside normal contribution caps.
Indicative amount
Up to $300,000/person added to super
Indicative amount only — confirm on the official page
What you get
Up to $300,000 per person ($600,000 per couple) can be contributed to super from the sale proceeds. Does not count toward annual contribution caps. Helps boost retirement savings when downsizing.
Who it's for
Relevant life events: retirement
How to apply
1. Sell your eligible home. 2. Contribute to your super fund within 90 days of settlement. 3. Complete a Downsizer Contribution form for your super fund. 4. Lodge a tax return for the year.
Documents you may need
- Settlement documents for home sale
- Downsizer contribution form
- Proof of age
- Evidence that the home was your main residence
Informational only — confirm exact requirements on the official page.
You will be taken to www.ato.gov.au
Last reviewed by AusSchemes: 20 April 2026