AusSchemes is not a government service. This information is general in nature and may not reflect the most recent eligibility rules or amounts. Always confirm details on the official source before applying.
NSW Rental Bond Loan
An interest-free loan for eligible low-income NSW renters to cover their rental bond — repaid over time through small regular instalments.
Indicative amount
Interest-free loan up to 4 weeks rent
Indicative amount only — confirm on the official page
What you get
Interest-free loan of up to 4 weeks rent (the standard NSW rental bond). Repaid in fortnightly instalments over up to 2.5 years. Paid directly to NSW Fair Trading who holds it as bond.
Who it's for
Relevant life events: housing stress
How to apply
1. Apply through the NSW Rental Bond Loan service (link below). 2. Provide evidence of income below the threshold and a signed rental agreement. 3. Loan is assessed and paid to Fair Trading within days.
Documents you may need
- Signed rental agreement
- Proof of income
- Identity documents
- Bank account details
Informational only — confirm exact requirements on the official page.
You will be taken to www.fairtrading.nsw.gov.au
Last reviewed by AusSchemes: 20 April 2026