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WA Mortgage Relief Loan
An interest-free government loan for eligible Western Australian homeowners experiencing financial hardship who are at risk of losing their home due to mortgage stress.
Indicative amount
Up to $10,000 interest-free loan
Indicative amount only — confirm on the official page
What you get
Interest-free loans of up to $10,000 to help cover mortgage repayments while you get back on your feet. Repayable when you can afford to or when you sell your property. Designed to prevent foreclosure.
Who it's for
Relevant life events: housing stress, financial hardship
How to apply
1. Contact the Department of Communities on 1800 065 892. 2. Demonstrate mortgage stress due to a change in circumstances. 3. Provide financial documents and mortgage details.
Documents you may need
- Mortgage documents
- Evidence of financial hardship (e.g. job loss, illness)
- Income and asset details
Informational only — confirm exact requirements on the official page.
You will be taken to www.communities.wa.gov.au
Last reviewed by AusSchemes: 20 April 2026